For many of us financial planning is like Greek and Latin, but in this guest post Ryan Jones from Your Personal Finance 101 tells us that it really is very very simple. Every one of us can follow these simple tips to achieve financial success in our life. Thanks Ryan.
We all wish to have good health, lots of wealth and lead a happy life. But, when it comes to plan for retirement, many of us hide behind some lame excuse. Lets see the 10 most common excuses we make to avoid retirement planning.
Everyone saves for retirement and try to build up a financial portfolio as per their risk profile. However some times you may ignore or overlook certain asset class which might make a critical difference in your retirement portfolio. Read on to know how to build a balanced retirement portfolio.
Like many of us, you may dream of the day when you can stop working and enjoy a comfortable retirement. But, are you prepared for it? This checklist provides you with some important choices to consider becoming financially wiser and making better decisions through your working years and your retirement years.
Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media, yet our minds are trapped in age old investment myths.
Insurance is often bought and sold for the wrong reasons. Though insurance is a risk cover, many of us mistakenly consider it as a mere investment and tax saving product.
The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations, retirement and your children’s education.
Public Provident Fund (PPF) is a savings-cum-tax-saving instrument. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them.
Similarity between IPL T20 and Investing! Don’t be surprised, the most popular form of Cricket and your financial planning and investment share a lot of common strategies.
In addition to Public Provident Fund (PPF) or pension schemes of life insurance companies, the New Pension System (NPS) will help you save for your retirement. Absolutely anyone can participate in it! The New Pension System is available to all citizens of India.