Articles on Life Insurance - PersonalMoney.in

Choose the best Children’s Insurance Plan

Choosing the best Children’s Insurance Plan today is no child’s play. There are so many plans available in the market today that selecting the best one for securing your child’s future is extremely difficult. We have tried to collate the information for you so that you can make an informed decision.

Don’t Let Lack of Funds Cripple the Possibility of a Good Education

by Shweta Misra

Change is the only constant, and it’s even more evident when it comes to inflation. It is quite evident that rising costs are here to stay, especially when it comes to education. Today, the cost of sending your child to kindergarten is already high; imagine how much it would become 10 years from now.

5 Tips to reduce your life insurance cost

by Shweta Misra

It is not possible to negotiate the basic premium rates offered by insurance companies. Using a little common sense and initiative you can however save your self some money and so make life insurance more affordable.

Demystifying common insurance myths

by Manish Misra

Insurance is often bought and sold for the wrong reasons. Though insurance is a risk cover, many of us mistakenly consider it as a mere investment and tax saving product.

Is your agent mis-selling ULIPs to you?

by Manish Misra

Unit linked insurance policies or ULIPs as they are popularly called have gained huge traction with investors since their launch in 2004. The favourable tilt towards ULIP was however not because of ULIP being an outstanding product, but was because Insurance agents hard sell and often mis-sell ULIPs to unsuspecting investors.

The ULIP euphoria – is it justified?

by Manish Misra

ULIP is an abbreviation for Unit Linked Insurance Plan. Though ULIPs were around for years, US64 from UTI for instance. ULIPs became popular in India only after the insurance sector was thrown open to private players.

Coming to terms with term insurance

by Manish Misra

Term insurance is often referred to as ‘pure insurance’. Term policies provide life insurance coverage for a specified period of time. You can typically buy term insurance for periods ranging from 1 to 30 years. If the policyholder survives the term, the risk cover comes to an end.

Choose the best Children’s Insurance Plan

Don’t Let Lack of Funds Cripple the Possibility of a Good Education

5 Tips to reduce your life insurance cost

Demystifying common insurance myths

Is your agent mis-selling ULIPs to you?

The ULIP euphoria – is it justified?

Coming to terms with term insurance

Do you have adequate life insurance cover?

Buy insurance cover that suits your need

What is Insurance?