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5 Tips to reduce your life insurance cost

It is not possible to negotiate the basic premium rates offered by insurance companies. Using a little common sense and initiative you can however save your self some money and so make life insurance more affordable.

Demystifying common insurance myths

by Manish Misra

Insurance is often bought and sold for the wrong reasons. Though insurance is a risk cover, many of us mistakenly consider it as a mere investment and tax saving product.

Coming to terms with term insurance

by Manish Misra

Term insurance is often referred to as ‘pure insurance’. Term policies provide life insurance coverage for a specified period of time. You can typically buy term insurance for periods ranging from 1 to 30 years. If the policyholder survives the term, the risk cover comes to an end.

What is Insurance?

by Shweta Misra

In simple terms, insurance allows someone who suffers a loss or accident to be compensated for the effects of their misfortune. It lets you protect yourself against everyday risks to your health, home and financial situation.