Articles on Fixed Income - PersonalMoney.in

Post Office Savings Schemes appeals to masses

April 30, 2017August 17, 2009 by Shweta Misra

Post office savings schemes provides security of capital and interest thereon and are best suited for conservative investors. The popularity of Post office savings schemes can be contributed to the fact that it appealed to every section of the society, rich or poor.

Get safe with 8 per-cent Savings Bonds

April 30, 2017August 13, 2009 by Shweta Misra

The Government of India 8 per cent Savings Bonds, 2003 (taxable) scheme is another instrument suitable for investors seeking returns that are fixed and assured. GOI Savings Bonds may not be terrific investment option if you are looking for capital appreciation or a substantial margin over inflation.

National Saving Certificates a time tested investment

April 30, 2017August 10, 2009 by Shweta Misra

National Saving Certificates (NSC) are a time-tested tax-saving instrument that combine adequate returns with high safety. This is the only scheme which gives tax benefits on the investment and the interest which is reinvested.

All you wanted to know about Public Provident Fund

April 30, 2017August 8, 2009 by Manish Misra

Public Provident Fund (PPF) is a savings-cum-tax-saving instrument. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them.

Diversify your portfolio with Small Savings Schemes

April 30, 2017August 8, 2009 by Manish Misra

Small saving schemes are the most popular investment avenues among the general public. Safety, convenience, small investment and liquidity characterize these investments.

Investment asset classes explained

April 30, 2017March 11, 2009 by Shweta Misra

When we talk to any investment advisor, terms like “asset class”, “asset allocation”, “diversification”, etc keep cropping up. It is very important for a lay investor to understand these terms to make an informed decision. In this article we will discuss the basics of Asset class.

Types of Investments

April 30, 2017March 2, 2009 by Manish Misra

You can invest your money in different types of Investment instruments. These instruments can be financial or non-financial in nature. There are many factors that affect your choice of investment. Millions of Indians buy fixed deposits, post office savings certificates, stocks, bonds or mutual funds, purchase gold, silver, or make similar investments. They all have a reasons for investing their money. Some people want to supplement their retirement income when they reach the age of 60, while others want to become millionaires before the age of 40.