Get safe with 8 per-cent Savings Bonds

Get safe with 8 per-cent Savings Bonds 1

The Government of India 8 per cent Savings Bonds, 2003 (taxable) scheme is another instrument suitable for investors seeking returns that are fixed and assured. GOI Savings Bonds may not be terrific investment option if you are looking for capital appreciation or a substantial margin over inflation.

Investment asset classes explained

Investment asset classes explained 2

When we talk to any investment advisor, terms like “asset class”, “asset allocation”, “diversification”, etc keep cropping up. It is very important for a lay investor to understand these terms to make an informed decision. In this article we will discuss the basics of Asset class.

Types of Investments

Types of Investments 3

You can invest your money in different types of Investment instruments. These instruments can be financial or non-financial in nature. There are many factors that affect your choice of investment. Millions of Indians buy fixed deposits, post office savings certificates, stocks, bonds or mutual funds, purchase gold, silver, or make similar investments. They all have a reasons for investing their money. Some people want to supplement their retirement income when they reach the age of 60, while others want to become millionaires before the age of 40.

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