Everyone saves for retirement and try to build up a financial portfolio as per their risk profile. However some times you may ignore or overlook certain asset class which might make a critical difference in your retirement portfolio. Read on to know how to build a balanced retirement portfolio.
Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media, yet our minds are trapped in age old investment myths.
Many of us wish to increase our wealth exponentially and secure our financial position. We seek investments which has no risk and makes a lot of money for us. The challenge however, is to find such an investment avenue.
Small saving schemes are the most popular investment avenues among the general public. Safety, convenience, small investment and liquidity characterize these investments.
What is the basic reason that one investment will pay a greater return than another? Well, there could be many reasons, but believe it or not, the greatest overall determining factor is that of Risk!
Risk tolerance is the degree of uncertainty that you can handle in regard to a negative change in the value of your portfolio. While investing you may often have to do a risk-return tradeoff, the principle that potential return rises with an increase in risk. With so many different types of investments to choose from, how do you determine how much risk you can handle?