Articles on in PersonalMoney.in

Choose the best Children’s Insurance Plan

Choosing the best Children’s Insurance Plan today is no child’s play. There are so many plans available in the market today that selecting the best one for securing your child’s future is extremely difficult. We have tried to collate the information for you so that you can make an informed decision.

Don’t Let Lack of Funds Cripple the Possibility of a Good Education

by Shweta Misra

Change is the only constant, and it’s even more evident when it comes to inflation. It is quite evident that rising costs are here to stay, especially when it comes to education. Today, the cost of sending your child to kindergarten is already high; imagine how much it would become 10 years from now.

Demystifying common insurance myths

by Manish Misra

Insurance is often bought and sold for the wrong reasons. Though insurance is a risk cover, many of us mistakenly consider it as a mere investment and tax saving product.

Is your agent mis-selling ULIPs to you?

by Manish Misra

Unit linked insurance policies or ULIPs as they are popularly called have gained huge traction with investors since their launch in 2004. The favourable tilt towards ULIP was however not because of ULIP being an outstanding product, but was because Insurance agents hard sell and often mis-sell ULIPs to unsuspecting investors.

IPL T20 and Investing – Interesting similarities

by Manish Misra

Similarity between IPL T20 and Investing! Don’t be surprised, the most popular form of Cricket and your financial planning and investment share a lot of common strategies.

Plan for continued income flow post retirement

by Manish Misra

The objective of retirement planning is to balance the income and expenditure during the post retirement dependency period. Till recently, most of the aged people lived with their families after retirement with or without any pension or any plan for self-dependence.

April 1st, All fools day or Smart investor day?

by Manish Misra

April 1st marks the beginning of the new financial year. The ‘infamous’ day is also the one when we ought to set clear financial plans for the next one year. We can, of course, choose to celebrate April 1 as “All Fools Day” if we continue to commit the same mistakes that we did in previous years. Instead, we should convert it to a “Smart Investor’s Day” by learning from our financial mistakes. Given below are my confessions as well as resolutions for the new financial year as a retail investor.

Coming to terms with term insurance

by Manish Misra

Term insurance is often referred to as ‘pure insurance’. Term policies provide life insurance coverage for a specified period of time. You can typically buy term insurance for periods ranging from 1 to 30 years. If the policyholder survives the term, the risk cover comes to an end.

Buy insurance cover that suits your need

by Shweta Misra

Do you have an insurance plan that is suitable for your needs? Most people go by what their insurance agents recommend. They don’t bother to check details of the product or learn more about its features.

What is Insurance?

by Shweta Misra

In simple terms, insurance allows someone who suffers a loss or accident to be compensated for the effects of their misfortune. It lets you protect yourself against everyday risks to your health, home and financial situation.