It is a well-known fact that one way of ensuring safe investments is to spread them out or over various instruments, securities, asset classes, locations and so on. In proverbial terms: Don’t put all your eggs in one basket!
Since their creation, mutual funds have been a popular investment vehicle for investors. Their simplicity along with other attributes provide great benefit to investors with limited knowledge, time or money. To help you decide whether mutual funds are best for you and your situation, we are going to look at some reasons why you might want to consider investing in mutual funds.
If you think that the world of Mutual Funds is intimidating, complicated and definitely not for you, be prepared to be surprised.Thousands of investors, who share a common financial goal, pool in money to create a ingestible corpus of any Mutual fund.
April 1st marks the beginning of the new financial year. The ‘infamous’ day is also the one when we ought to set clear financial plans for the next one year. We can, of course, choose to celebrate April 1 as “All Fools Day” if we continue to commit the same mistakes that we did in previous years. Instead, we should convert it to a “Smart Investor’s Day” by learning from our financial mistakes. Given below are my confessions as well as resolutions for the new financial year as a retail investor.
Risk tolerance is the degree of uncertainty that you can handle in regard to a negative change in the value of your portfolio. While investing you may often have to do a risk-return tradeoff, the principle that potential return rises with an increase in risk. With so many different types of investments to choose from, how do you determine how much risk you can handle?
When I first heard of “Rich Dad, Poor Dad” few years back, I thought its a book on how to teach money management to your kids, but when I read it, I found that the concepts mentioned by Kiyosaki were relevant for all age groups.
Stock markets world over are driven by sentiments. It is said greed and fear drive stock markets more than money. We all suffer from these emotions while making our investment decisions. When it comes to many areas of our life we can rely on our emotions and instincts or gut feelings. But when it comes … Read more
When we talk to any investment advisor, terms like “asset class”, “asset allocation”, “diversification”, etc keep cropping up. It is very important for a lay investor to understand these terms to make an informed decision. In this article we will discuss the basics of Asset class.
You would have heard of the stock market, and more recently for all the wrong reasons. Indian Markets have plummeted over 70% from its top in last one year. Experts still feel that there is some downside left in the short term. So the question is should you invest in equities now, or hold on?
Greed & Fear have been and would be the two indisputable factors that would drive the markets. Factors that led to this global meltdown are linked to subprime lending losses in US (3 trillion dollars and counting according to some estimates).