How to refinance your Home Loan?
The interest rates on home loans have eased in last few months. In this scenario, many borrowers are considering to refinance their mortgage and capitalize on this opportunity.
home loan
5 step guide to buying a home
There are a host of factors that have now made buying a home more affordable. The flip side is that there is also a bewildering range of housing options and loans to choose from. This makes the process of buying a home an arduous one.
How to choose best mortgage for your dream home?
For many of us buying a home is once in a life time activity. Not long ago, our parents had to put all their life’s savings to buy a house to call their own. Now, with easy availability of mortgage loan, atleast we can buy a home earlier.
Should you refinance your home loan?
Your home loan may become cheaper soon. However, if you feel that the rate of interest offered by lenders on new home loans are much lower than that of your loan, you may consider refinancing your home loan.
Should you buy or rent your home?
Owning a home is perhaps the biggest and most important dream of an average Indian family. Due to its inherent socio-economic nature, ownership of a home goes beyond pure financial considerations. Renting a house on the other hand is acceptable for the sake of convenience and financial constraints. So, how do you decide whether to buy or rent your home?
Impact of global financial meltdown on us
Greed & Fear have been and would be the two indisputable factors that would drive the markets. Factors that led to this global meltdown are linked to subprime lending losses in US (3 trillion dollars and counting according to some estimates).
Income Tax deduction simplified
Some one had once said “the best things in life are free, but sooner or later the government will find a way to tax them”. Over the past few years, the Government has steadily whittled down tax exemptions available to the common man. Thankfully, there are some still available that allow deductions from our gross income.