Choosing Growth or Dividend option in Mutual Fund
A mutual fund generally offers two schemes: growth and dividend. The dilemma that most of the Mutual Fund investors face is to choose between Growth or Dividend option.
Investment
Plan for continued income flow post retirement
The objective of retirement planning is to balance the income and expenditure during the post retirement dependency period. Till recently, most of the aged people lived with their families after retirement with or without any pension or any plan for self-dependence.
Bond Funds – are they risk-free investments?
You always considered Bond Funds as safe or risk-free investment. Bond Funds operate in the Debt Market. They primarily buy and sell government, semi-government and bank-backed bonds which may be considered as safe. But,don’t be surprised, bond funds are not.
Should you invest in Gold?
For thousands of years, gold has been valued as a global currency, a commodity, an investment and simply an object of beauty. In Indian context, investment in Gold also has a religious and socio-economic importance. Buying Gold on occasions of Diwali, Akshaya Tritiya or on special occasions such as marriages and birth of a child is considered auspicious.
Understanding Investment Risk
What is the basic reason that one investment will pay a greater return than another? Well, there could be many reasons, but believe it or not, the greatest overall determining factor is that of Risk!
Systematic Investment Plans means Smart Investing
Systematic Investment Plans (SIP) in Mutual Funds are gaining popularity with investors. Unlike some investors who like to park their money as a lumpsum into a Mutual fund Scheme and forget about it, investors going in for SIP have an edge. SIP offers investors choice to invest a fixed sum, as low as Rs.500 at regular intervals.
Significance of Fund Portfolio Liquidity
Most people believe that past returns are the most important criterion while choosing a mutual fund. That is not strictly true. Those who have seen heavy market downturns will be able to tell you that fund portfolio liquidity is an equally important factor to be kept in mind.
Types Of Mutual Fund Schemes
Wide variety of Mutual Fund Schemes exists to cater to the needs such as financial position, risk tolerance and return expectations etc. They’ve been categorized and classified very simply and logically, so you can figure out what each one implies.
Mutual Funds offers benefits of Diversification
It is a well-known fact that one way of ensuring safe investments is to spread them out or over various instruments, securities, asset classes, locations and so on. In proverbial terms: Don’t put all your eggs in one basket!
Benefits of Investing in Mutual Funds
Since their creation, mutual funds have been a popular investment vehicle for investors. Their simplicity along with other attributes provide great benefit to investors with limited knowledge, time or money. To help you decide whether mutual funds are best for you and your situation, we are going to look at some reasons why you might want to consider investing in mutual funds.