Articles on in PersonalMoney.in

Systematic Investment Plans means Smart Investing

Systematic Investment Plans (SIP) in Mutual Funds are gaining popularity with investors. Unlike some investors who like to park their money as a lumpsum into a Mutual fund Scheme and forget about it, investors going in for SIP have an edge. SIP offers investors choice to invest a fixed sum, as low as Rs.500 at regular intervals.

Growth Investing vs. Value Investing

by Manish Misra

Growth investing and Value investing are essentially two contrasting investment styles offered by funds. Both mean different things and represents the stock-picking methodologies used by the Fund Manager. While there are funds that tie themselves to either one or the other style, it has been observed that most funds tend to follow a mix of the two styles.

Significance of Fund Portfolio Liquidity

by Manish Misra

Most people believe that past returns are the most important criterion while choosing a mutual fund. That is not strictly true. Those who have seen heavy market downturns will be able to tell you that fund portfolio liquidity is an equally important factor to be kept in mind.

Types Of Mutual Fund Schemes

by Manish Misra

Wide variety of Mutual Fund Schemes exists to cater to the needs such as financial position, risk tolerance and return expectations etc. They’ve been categorized and classified very simply and logically, so you can figure out what each one implies.

Mutual Funds offers benefits of Diversification

by Manish Misra

It is a well-known fact that one way of ensuring safe investments is to spread them out or over various instruments, securities, asset classes, locations and so on. In proverbial terms: Don’t put all your eggs in one basket!

Benefits of Investing in Mutual Funds

by Manish Misra

Since their creation, mutual funds have been a popular investment vehicle for investors. Their simplicity along with other attributes provide great benefit to investors with limited knowledge, time or money. To help you decide whether mutual funds are best for you and your situation, we are going to look at some reasons why you might want to consider investing in mutual funds.

Mutual Funds are best for common man

by Manish Misra

If you think that the world of Mutual Funds is intimidating, complicated and definitely not for you, be prepared to be surprised.Thousands of investors, who share a common financial goal, pool in money to create a ingestible corpus of any Mutual fund.

Investment asset classes explained

by Shweta Misra

When we talk to any investment advisor, terms like “asset class”, “asset allocation”, “diversification”, etc keep cropping up. It is very important for a lay investor to understand these terms to make an informed decision. In this article we will discuss the basics of Asset class.

Is it the right time to enter Stock Market?

by Manish Misra

You would have heard of the stock market, and more recently for all the wrong reasons. Indian Markets have plummeted over 70% from its top in last one year. Experts still feel that there is some downside left in the short term. So the question is should you invest in equities now, or hold on?

Types of Investments

by Manish Misra

You can invest your money in different types of Investment instruments. These instruments can be financial or non-financial in nature. There are many factors that affect your choice of investment. Millions of Indians buy fixed deposits, post office savings certificates, stocks, bonds or mutual funds, purchase gold, silver, or make similar investments. They all have a reasons for investing their money. Some people want to supplement their retirement income when they reach the age of 60, while others want to become millionaires before the age of 40.