Wide variety of Mutual Fund Schemes exists to cater to the needs such as financial position, risk tolerance and return expectations etc. They’ve been categorized and classified very simply and logically, so you can figure out what each one implies.
It is a well-known fact that one way of ensuring safe investments is to spread them out or over various instruments, securities, asset classes, locations and so on. In proverbial terms: Don’t put all your eggs in one basket!
If you think that the world of Mutual Funds is intimidating, complicated and definitely not for you, be prepared to be surprised.Thousands of investors, who share a common financial goal, pool in money to create a ingestible corpus of any Mutual fund.
There are many loan providers for your different needs. The decision of choosing a particular loan depends on your particular requirements and conditions. You can make a better decision if you are well informed. This article provides you with details of what you need to keep in mind before applying, during loan processing and after taking the loan.
Risk tolerance is the degree of uncertainty that you can handle in regard to a negative change in the value of your portfolio. While investing you may often have to do a risk-return tradeoff, the principle that potential return rises with an increase in risk. With so many different types of investments to choose from, how do you determine how much risk you can handle?
Stock markets world over are driven by sentiments. It is said greed and fear drive stock markets more than money. We all suffer from these emotions while making our investment decisions. When it comes to many areas of our life we can rely on our emotions and instincts or gut feelings. But when it comes … Read more
ULIP is an abbreviation for Unit Linked Insurance Plan. Though ULIPs were around for years, US64 from UTI for instance. ULIPs became popular in India only after the insurance sector was thrown open to private players.
Term insurance is often referred to as ‘pure insurance’. Term policies provide life insurance coverage for a specified period of time. You can typically buy term insurance for periods ranging from 1 to 30 years. If the policyholder survives the term, the risk cover comes to an end.
Your life insurance needs changes as you move from one stage to another in life. How do you assess the right insurance amount for you? Read on.
Read this carefully, before you file your Income Tax Return (ITR), else you might end up putting yourself in big trouble. Many people in-spite of their best efforts are not able to fill error free Income Tax Returns (ITR).