There were times when finding credit was difficult, and money lenders were outright wicked. Remember Shylock from Shakespeare’s, The Merchant of Venice, or for instance our local Sahukaar. But today the scenario is different. Many financial institutions are competing with each other to lend you money.
Using a credit card good or bad?
Credit cards can be a wonderful way to shop and make payments to merchants or take cash advances, but wait, if you go overboard it can easily become a nightmare. There are some good reasons to use credit cards as well as some bad that are worth noting.