How to create a Financial Plan?
A financial plan is more than a wish list. After you’ve taken the time to express what you want from your financial life, you’ll need to create a strategy to help you achieve those goals.
5 step guide to buying a home
There are a host of factors that have now made buying a home more affordable. The flip side is that there is also a bewildering range of housing options and loans to choose from. This makes the process of buying a home an arduous one.
ETF a simple & powerful investment tool
Exchange Traded Funds or ETFs are the funds that not only mirror an index but whose units can be traded on the stock exchange in much the same way as a common stock.
Using a credit card good or bad?
Credit cards can be a wonderful way to shop and make payments to merchants or take cash advances, but wait, if you go overboard it can easily become a nightmare. There are some good reasons to use credit cards as well as some bad that are worth noting.
How preparing a personal budget helps you save more
The biggest challenge many of us face about investments is finding enough surplus funds. Most of the time we are engrossed in balancing our income and expenses. Drawing up a personal budget allows you to take control of your spending and find enough money to save and invest for vacations, retirement and your children’s education.
Home Insurance protects your home sweet home
Home is one of our basic necessities. We all have emotional attachment with our home, be it a pigeonhole or a palatial residence. Protecting it through insurance is a must to take care of the unpredictable risks to your house such as fire, natural calamities, burglary, short-circuits etc.
Financial Literacy can be fun!
In response to our previous post Financial Literacy should be made mandatory which talked about conducting workshops and roadshows in spreading financial literacy program in India, Ranjan Varma pointed out two most practical issues
Financial Literacy should be made mandatory
Financial literacy means knowing the basic survival principles involved with earning, spending, saving and investing. Earlier, our parents use to save more and spend less, today, young adults wants to earn more to be able to spend more, without bothering to save or invest.
Contemporary Art – an attractive investment option
The demand for contemporary Indian art has increased at the international level. Investing in art is becoming a more feasible and attractive option. Indian art is a great investment.
How to make money from Mutual Funds?
You may take a lot of care deciding what to invest in and when to do so. Most people, however, are clueless on when to get out. Many investors worry only about investing their hard earned money. What they ignore in this entire process is a second issue that plays a very important role.